If you are facing foreclosure, are months overdue with your mortgage payments, or have a mountain pile of debts, you'll need to raise quick cash, and the fastest way to do that is to sell your house, which presumably is one of your biggest assets, to companies that buy houses.
Without having to depend on banks or any other type of lenders for funding, they have cash on hand that they can draw upon to make a direct purchase of any given property. They can close a sale within a few days if necessary, so if for example, you're facing repossession, then it's one of the options you actually really have to stop it.
And besides, if you're buried too deep in debt, the only way to get out of it is to make one bold move. In this case, you may be losing your house, but what you should be thinking about is that you're taking back your life and starting fresh. But if you're really want to stay in your house, then you can find a cash home buyer that offers the option to sell and then rent back.
Even better, because there is no estate agent involved in the deal, the seller can save thousands of pounds he would have paid the agent in commission. Cash home buyers also buy houses regardless of the state they are in, so whether you have a house straight out of the set of one that needs a makeover, they'll buy it.
The criticism against this type of sale is that sellers are not given the fair value of their home. But try selling to any buyer today and you're not likely to get any offers with an asking price that is based on what you think your house is worth or what agents say it's worth. In a market saturated with sellers and with too few buyers, they have the power to dictate the price, and the only way to be able to sell is to drop your asking price. And once you've accepted that reality, it only makes sense to sell to someone who can complete the purchase quick.
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